CWBI is a frontrunner also on Instant Payments area, proposing its platform based on the SCT Inst standard released in April 2016 by EPC (European Payments Council).

The elements on which SCT Inst is based are:

Immediate availability of the amount to the beneficiary (< 10 sec.)

Transactions in euros for a maximum amount of 15.000€

Always available (24x7x365)

Transactions will be possible in the 34 European countries of the SEPA area


EBA Clearing’s RT1, the pan-European infrastructure solution for instant payments in euro, is to go live on November 2017 (

CWBI, Official Frontrunner for EBA CLEARING RT1 Solution

CWBI, as Frontrunner Service Provider of the EBA Clearing RT1 System (, proposes its already certified solution that allows banks to join the new innovative service SCT Inst – Instant Payment.

Our solution deals with both SIANet network and EBICS network, for which it has obtained product certification.

Why use the CWBI solution?

The added value of the CWBI solution is represented by:

  • Time to Market: the platform was developed based on the experience gained over the years by CWBI as a Service Provider of banking systems and services;
  • Reduced integration costs: the CWBI platform has been designed to minimize integration costs with the Bank’s systems, by offering different communication protocols to and from the Bank’s platform and services;
  • Modular Solution: the CWBI platform is based on a modular structure that allows it to easily adapt to Bank’s needs and future developments in Instant Payments systems;
  • Reduced TCO (Total Cost of Ownership): the CWBI solution is based on a Java JEE architecture and open-source software solutions;
  • High performance: high performance in messaging;
  • Multigateway SIANet and EBICS: the CWBI platform supports all communication channels currently supported by the RT1, SIANet and EBICS systems.


For more information, get in touch with us using the Contacts section.